Free Australia Income Tax Calculator

Calculate your ATO income tax, Medicare Levy, Low Income Tax Offset (LITO), HECS-HELP repayments, and Medicare Levy Surcharge. Free.

100% free — no signup

1Select Country

🇦🇺Australia2025–26 rates

State / Territory

2Taxpayer Type

Non-resident— living abroad, taxed on local-source income only

3Annual Gross Income

Enter your gross income before any tax or deductions

Annual Bonus / Supplemental Income (A$)

RSU vest, annual bonus, or one-time lump-sum — taxed on top of your base salary at your marginal rate

4Personal DetailsAffects your result

HECS-HELP or VSL study debt

If you have a Higher Education Loan debt, compulsory repayments of 1–10% are deducted from your tax return based on income.

Private hospital cover

Having adequate private hospital insurance exempts you from the Medicare Levy Surcharge (1–1.5%) if your income exceeds $97,000.

Australia — Key Tax Facts

→0%–45% federal tax, tax-free threshold $18,200
→Medicare Levy 2% added on top of income tax
→Low Income Tax Offset (LITO) reduces tax by up to $700

How Australian Income Tax Works

Australia's income tax is federal-only — states do not levy income tax. The tax-free threshold is $18,200. The Stage 3 tax cuts effective 1 July 2024 lowered the 19% rate to 16%, reduced the 32.5% rate to 30%, and extended the 30% bracket up to $135,000. A Medicare Levy of 2% applies on top.

Rate	Income
0%	$0–$18,200
16%	$18,201–$45,000
30%	$45,001–$135,000
37%	$135,001–$190,000
45%	Over $190,000

→Medicare Levy: 2% on top of income tax (reduced below ~$26,000)

→Low Income Tax Offset (LITO): up to $700 tax reduction, phases out between $37,500 and $66,667

→Medicare Levy Surcharge: 1–1.5% extra if income exceeds $97,000 and no private hospital cover

→HECS-HELP: compulsory repayments of 1–10% if you have a study debt (income-dependent)

→Superannuation: employer pays 11.5% on top of your salary from July 2024 — not deducted from your pay

→Lodge via myTax through myGov by October 31 — most data is pre-filled automatically