Free Canada Income Tax Calculator

Calculate federal income tax, CPP contributions, EI premiums, and provincial income tax for all 13 provinces and territories. RRSP deductions included. Free.

100% free — no signup

1Select Country

🇨🇦Canada2025 rates

Province / Territory(affects tax calculation)

2Taxpayer Type

Non-resident— living abroad, taxed on local-source income only

3Annual Gross Income

Enter your gross income before any tax or deductions

Annual Bonus / Supplemental Income (C$)

RSU vest, annual bonus, or one-time lump-sum — taxed on top of your base salary at your marginal rate

4Personal DetailsAffects your result

RRSP Contributions (CAD)

Registered Retirement Savings Plan contributions reduce your taxable income. 2025 limit: 18% of prior year income, max $32,490.

Canada — Key Tax Facts

→15%–33% federal + provincial tax (varies by province)
→Basic Personal Amount $15,705 gives a ~$2,356 non-refundable credit
→CPP 5.95% + EI 1.66% employee social contributions

How Canadian Income Tax Works

Canada has federal income tax plus provincial income tax, which are calculated separately and combined. Federal brackets range from 15% to 33%. Provincial rates vary significantly — Quebec is highest at up to 25.75%, while Alberta has a flat 10%.

Federal rate	Income
15%	$0–$55,867
20.5%	$55,868–$111,733
26%	$111,734–$154,906
29%	$154,907–$220,000
33%	Over $220,000

→Basic Personal Amount of $15,705 gives a 15% non-refundable credit of $2,356

→CPP contributions: 5.95% on earnings $3,500–$68,500 (max ~$3,867) — gives a 15% credit

→EI premiums: 1.66% on insurable earnings up to $63,200 (max ~$1,049) — gives a 15% credit

→Self-employed pay both employee and employer CPP (11.9%) but deduct half

→RRSP contributions (up to 18% of prior year income, max $31,560) reduce taxable income

→File by April 30 via NETFILE using TurboTax, Wealthsimple Tax, or UFile