Free Switzerland Income Tax Calculator — Bundessteuer

Calculate Swiss federal direct tax (Bundessteuer), cantonal and municipal tax by canton, AHV/IV and ALV contributions. Free.

100% free — no signup

1Select Country

🇨🇭Switzerland2025 rates

2Taxpayer Type

Non-resident— living abroad, taxed on local-source income only

3Annual Gross Income

CHF

Enter your gross income before any tax or deductions

Annual Bonus / Supplemental Income (CHF )

RSU vest, annual bonus, or one-time lump-sum — taxed on top of your base salary at your marginal rate

CHF

4Personal DetailsAffects your result

Canton

Cantonal and municipal tax rates vary enormously. Zug and Schwyz are among the lowest; Geneva and Vaud among the highest.

Switzerland — Key Tax Facts

→Federal tax 0%–11.5% — low compared to cantonal + municipal taxes
→Cantonal + municipal rates vary widely: ~12% (Zug) to ~27% (Vaud)
→AHV/IV/EO: 5.3% + ALV unemployment 1.1% social contributions

How Swiss Income Tax Works — Einkommensteuer

Switzerland has three layers of income tax: federal (Direkte Bundessteuer), cantonal, and municipal. Cantonal rates vary enormously — Zug is one of the cheapest, Geneva and Vaud among the highest. The federal rate tops out at 11.5%. Combined rates range from ~22% (Zug) to ~45% (Geneva) at high incomes.

Federal rate	Income
0%	CHF 0–17,800
0.77%	CHF 17,801–31,600
0.88%–2.64%	CHF 31,601–78,100
2.97%–5.94%	CHF 78,101–127,100
6.6%–8.8%	CHF 127,101–166,200
9.9%–11.5%	CHF 166,201+

→AHV/IV/EO: 5.3% employee pension/disability/service contribution — 5.3% employer match

→ALV (unemployment): 1.1% employee + 1.1% employer (on income up to CHF 148,200)

→KTG (sick pay insurance): optional but most employers require it — ~1%

→Pillar 2 BVG: mandatory occupational pension — min 7–18% employee + at least equal employer match

→Withholding tax (Quellensteuer) for foreign residents at source — adjust via ordinary assessment if required

→File cantonal tax return (Steuererklärung) by March 31 — date varies significantly by canton